At least six vehicles out of 100 registered in Romania annually cause road accidents every year, resulting in material damage, body injuries and deaths.
In the case of goods transport vehicles, road accidents frequency is even higher, at 20.4%, and in the case of passenger vehicles, the frequency is 18.9%. This frequency is double the average values (12.7%) in the case of young people up to 30 years old who drive vehicles over 2,500 cm3.
In Romania, the frequency of road accidents compensated under RCA policies is, on average, over 6%, compared to about 4% in Bulgaria, 3.2% in Poland, 2.8% in the Czech Republic, 2.3% in Hungary, and 1.65% in Croatia.
For each accident, insurers in Romania pay compensation of around 2,160 euros based on RCA policies, compared to 1,690 euros in Poland, 2,020 euros in Slovakia, or 2,060 euros in the Czech Republic.
Currently, there are 8 insurance companies active in Romania, compared to 21 in Poland, 16 in Bulgaria, 12 in the Czech Republic and Hungary, and 11 in Croatia.
